A proposed regulation by the Department of Financial Services announced Tuesday is aimed at blocking insurance companies from using a driver’s job status or education level in setting rates.

The proposal comes after the DFS conducted a review of how insurance companies use occupational or education status, finding they can penalize drivers who do not have college degrees or work in low-wage jobs.

The review found some insurance companies operating in New York take that criteria into account, giving less favorably rated tiers that led to higher premiums.

“This new protection cracks down on this unfair practice that soaks drivers for not having a college degree or a high-paying job,” Gov. Andrew Cuomo said in a statement. “These metrics are discriminatory, have no relationship to how good a driver you are and should not be used as an excuse to overcharge New Yorkers.”

The move was praised by the New York Public Interest Research Group as a needed consumer protection.

“Auto insurance rates should be based on how you drive, not who you are,” said Russ Haven, NYPIRG’s general counsel. “With these regulations, New York is taking an important step to protect many low- and moderate-income New Yorkers from discrimination when purchasing auto insurance.”